Certificate of Deposit (CDs) If you’re looking for a higher-rate, longer-term investment, then opening a CD might be just the right savings plan for you.

Check out our newest CDs

Features

See Certificate of Deposit details
Features and Benefits 
  • Receive an excellent return on long-term investment
  • Earn higher rates of return than standard savings accounts1 — the longer the term, the higher the rate
  • Incur no monthly fee
  • Enjoy maturity terms of 1 to 60+ months
  • Receive competitive yields
  • Enjoy flexible interest payment options
  • FDIC-insured to at least $250,000 per depositor
  • Enjoy complimentary Online Banking 
Requirements and Fees 

Requirements

  • Opening balance: $1,000-$5,000, depending on maturity
  • Minimum balance: $1,000-$5,000, depending on maturity

Fees

  • Monthly service charge:
  • Monthly fee: none
  • Early withdrawal penalties apply

Other Savings Accounts to consider.

My Goal Savings 

This classic account makes saving simple.

Health Savings

A Health Savings Account may help protect you financially.

Performance Savings 

With Performance Savings, you can earn the higher rate on balances up to $100,000.

Select Savings

Select our premium savings account.
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Learn

Find answers, watch videos and plan ahead with online tools.

Visit

Stop by your nearest Cadence branch to open an account and more.

Get help

Connect with one of our teammates for one-on-one assistance.

Please see the Cadence Deposit Terms and Conditions for more details regarding money market accounts, savings accounts and certificates of deposit.

1Interest rate determined on purchase.

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