5-Month CD
When you have an existing Cadence checking account, open a new Cadence checking account or open a CD with at least $25,000 in non-Cadence Bank funds.1
11-Month CD
When you have an existing Cadence checking account, open a new Cadence checking account or open a CD with at least $25,000 in non-Cadence Bank funds.1
16-Month CD
When you have an existing Cadence checking account, open a new Cadence checking account or open a CD with at least $25,000 in non-Cadence Bank funds.1
Earn more with a dependable, high-rate certificate of deposit (CD). And, get an even better rate when you open your CD with new money!1
5-Month CD
When you don't have a Cadence checking account and you open a CD with existing Cadence Bank funds or open a CD with less than $25,000.1
11-Month CD
When you don't have a Cadence checking account and you open a CD with existing Cadence Bank funds or open a CD with less than $25,000.1
16-Month CD
When you don't have a Cadence checking account and you open a CD with existing Cadence Bank funds or open a CD with less than $25,000.1
Annual Percentage Yields (APYs) are accurate as of 10/28/2024 and are subject to change without notice.
- Earn 4.50% APY* with a new 5-Month CD when a customer has an existing Cadence checking account, opens a new Cadence checking account or opens a CD with at least $25,000 in non-Cadence Bank funds. -OR- Earn 4.25% APY* with a new 5-Month CD when a customer does not have a Cadence checking account and CD opened with existing Cadence Bank funds or with less than $25,000.
- Earn 4.25% APY* with a new 11-Month CD when a customer has an existing Cadence checking account, opens a new Cadence checking account or opens a CD with at least $25,000 in non-Cadence Bank funds. -OR- Earn 4.00% APY* with a new 11-Month CD when a customer does not have a Cadence checking account and CD opened with existing Cadence Bank funds or opens a CD with less than $25,000.
- Earn 3.50% APY* with a new 16-Month CD when a customer has an existing Cadence checking account, opens a new Cadence checking account or opens a CD with at least $25,000 in non-Cadence Bank funds. -OR- Earn 3.25% APY* with a new 16-Month CD when a customer does not have a Cadence checking account and CD opened with existing Cadence Bank funds or opens a CD with less than $25,000.
- Annual Percentage Yields (APYs) are accurate as of 10/28/2024 and are subject to change without notice.
- APYs are for accounts opened in AL, AR, FL, GA, LA, MO, MS, TN, & TX and may vary in other markets.
- Minimum opening deposit and the minimum balance to earn interest is $1,000.
- FDIC-insured to at least $250,000 per depositor
Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible. Consumers and businesses are eligible. Available as IRA.
* Annual Percentage Yields (APYs) are accurate as of 10/28/2024 and are subject to change without notice. APYs are for accounts opened in AL, AR, FL, GA, LA, MO, MS, TN, & TX and may vary in other markets. Minimum opening deposit and the minimum balance to earn interest is $1,000. Substantial penalty for early withdrawal. Fees may reduce earnings. Institutional and Public Funds are not eligible. Consumers and businesses are eligible. Available as IRA.
1The terms of the CDs are as follows: 5 months to earn 4.50% APY when customer has an existing or opens a new Cadence checking account or CD opened with $25,000 in non-Cadence Bank funds OR 4.25% APY when customer does not have a Cadence checking account and CD opened with existing Cadence Bank funds or less than $25,000. 11 months to earn 4.25% APY when customer has an existing or opens a new Cadence checking account or CD opened with $25,000 in non-Cadence Bank funds OR 4.00% APY when customer does not have a Cadence checking account and CD opened with existing Cadence Bank funds or less than $25,000. 16 months to earn 3.50% APY when customer has an existing or opens a new Cadence checking account or CD opened with $25,000 in non-Cadence Bank funds OR 3.25% APY when customer does not have a Cadence checking account and CD opened with existing Cadence Bank funds or less than $25,000.
