My Way Checking for Students

Chemistry finals are hard. Your checking doesn’t have to be. 

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Make banking easier.

Make banking easier by utilizing all the conveniences and services offered with My Way Checking for Students. And if you’re a student aged 18-24, there’s no monthly fee! Plus, with financial services locations in nine states, you will likely find that same friendly hometown service wherever you attend college.

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Online Banking

 
With Cadence Online Banking, you can check your balances, have money transferred and schedule bills to be paid - all from your computer, tablet or smartphone.2


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Save Money for Books

 

Need to put away money for next semester? Or perhaps you're saving up for spring break. Whatever your goal is, help reach it faster by opening a My Goal Savings account.

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No Need to Carry Cash

 

Use Cadence Bank’s Mastercard® debit card. Pair your debit card with our mobile wallet and quickly purchase your favorite coffee before class. Keep up with your funds in our mobile app.
 
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Social Media

 
We're always where you are on Social Media. Be sure to follow us on Facebook, Instagram, X (formerly known as Twitter) and LinkedIn.
 
 
 
My Way Checking for Students Details
Add-ons and additional benefits
  • Access to Online Bill Pay
  • Convenience of Online Statements2
  • Access to Mobile Wallet3
  • 24/7 account information available at 1-888-797-7711
 
Requirements
  • Opening deposit: $50
  • Monthly requirements to avoid monthly fee:
    • a student enrolled in school (available to students under 25, upon request)1
      -OR-
    • $250 minimum daily ledger balance
      -OR-
    • Five debit card purchase transactions
      -OR-
    • At least one direct deposit (ACH deposit) of $100 or more
 
 
Fees
  • Monthly fee:
    • $8 if monthly requirement is not met
  • Monthly statements:2
    • No fee for Online Statements
      -OR-
    • Paper statement fee: $2 per month
    •  
Student Checking
  • Chemistry finals are hard. Your checking doesn’t have to be. Make banking easier and more manageable by utilizing all the conveniences and services offered with My Way Checking. And if you’re a student aged 18-24, there’s no monthly fee.
  • Students under 25: First box of 25 checks printed at no charge.4
 
 

Express yourself with a custom Debit Card.5

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Student with Backpack
Apply online or stop into your local branch.

Open a savings account in as little as 10 minutes.

  1. Choose your account.
  2. Have these things ready:
    - Valid Government-Issued Identification
    - U.S. Social Security Number
    - U.S. Citizenship or Resident Alien Status
  3. Fund your account with as little as $50.

Resources

Calculator Calculate how much you will need to save for college

Learn more

Article College Transition Guide

Read more

Disclaimers:
1. Student checking waiver is available for students through the age of 24. Student must be at least 18 to have a single-party account. All students under the age of 18 must have a parent or guardian as a multiple-party account owner. If residing in Alabama, students under the age of 19 must have a parent or guardian as a multiple-party account owner. The student waiver will automatically be removed, and you will be subject to the My Way monthly fee requirements, beginning with the first monthly statement cycle following your 25th birthday.
2. If account is not enrolled in an online statement there will be a $2 monthly fee for truncated or $4 monthly fee for image paper statement. Monthly paper statement fee is avoided with a minimum daily balance of $500.
3. Carrier data charges may apply. The Cadence Bank app is available for iPhone®, iPad® and Android™ devices. Visit the iTunes Store or the Android™ Market to download your app today. If you do not have an iPhone or Android device, you can access Mobile Banking by going to https://cadencebank.com/personal/digital-banking/mobile-banking after enrolling.
4. Students are also eligible to receive the first box of 25 checks at no charge or 50% off a collegiate check style (first order only). Accounts that receive free checks are required to pay tax and shipping on the check order.
5. Affinity Cards are available for any Cadence Bank checking account and have an annual $5 fee per card.

 
 
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