Business SBA 7(a) Loans
Our experience with processing and servicing SBA-guaranteed loans has earned us the designation as a Preferred SBA Lender, allowing us to speed up the loan approval process significantly.
Contact usAbout Business SBA 7(a) Loans at Cadence
The 7(a) loan is the Small Business Administration’s primary and most popular vehicle for providing financial assistance to small business owners. The SBA 7(a) loan typically offers lower down payments, longer terms and greater flexibility than other loan programs, making it an excellent option for small business owners in need of financing.
Cadence Bank is a Preferred SBA Lender
Cadence Bank's Preferred Lender (PLP) status with the SBA allows us to quickly navigate loan decisions. This translates to a faster, more streamlined process to get you the capital you need.
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Uses
- Purchasing or expanding a business
- Purchasing equipment or inventory
- Working capital
- Refinancing debt
Benefits
- Most versatile SBA loan program
- Flexible terms
- Low down payment requirements
Amounts
- Up to $5 million
Terms
- Up to 7 years for working capital
- Up to 10 years for equipment or business acquisition
- Up to 25 years for real estate
