Mastercard® BusinessCard

Cadence Bank’s Mastercard® BusinessCard helps you take advantage when the opportunity presents itself — by giving you more financial flexibility with the stability and security of Mastercard®.

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Features 

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Credit Card Rewards 

Earn points for everyday purchases and redeem them for gift cards, air travel, vacations and more! 
security

EMV Chip Security 

Enjoy built-in chip technology for an added layer of protection. 
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No Annual Fee 

Enjoy the safety, security and convenience of Mastercard® with no annual fee. 
See Mastercard® BusinessCard Details 
Features and Benefits
  • No annual fee
  • Complimentary enrollment in our optional Rewards Program
    • Receive 3,000 rewards points to your account when you register for Cadence Rewards
  • 24-hour access to cash
  • Automatic bill payment
  • Added security of chip technology
  • Complimentary enrollment in automatic payment draft options
  • Manage your account online:
    • View statements and transactions, and build expense reports
  • Enroll in our Easy Savings Program
    • Earn up to 20% of your purchase back at qualified merchants such as hotels, car rentals and vehicle maintenance merchants
  • Consolidated or individual billing options
  • Optional Overdraft Protection for Cadence checking accounts
  • Save on fuel, shipping, travel and more
  • Enjoy secure ATM access with customer-selected PIN
  • Optional annual summary of charges 
  • Emergency Cash Advances
  • Purchase Assurance® on damaged or stolen purchases
  • Travel assistance services, including MasterAssist® Travel Assistance and Travel Services Medical Assistance®
  • MasterRental® Insurance Coverage
  • MasterCard® Global Service on lost or stolen cards
  • MasterCard VAT Reclaim Service 
  • Rebates from MasterCard Hotel Network and brand name car rental agencies
  • Small business savings up to 5% from:
    • 19,500 brand name gas locations
    • Over 1,700 maintenance locations nationwide, including:
      • Fuelman Network, Firestone, and TiresPlus
 
Requirements and Fees

Requirements

  • Minimum limit: None
  • Subject to credit approval1

Fees:

  • Annual fee: None
  • Transaction fees:
    • Balance transfer: Either $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $60)
    • Cash advance: Either $10 or 3% of the amount of each cash advance, whichever is greater (maximum fee: $60)
    • Foreign transaction: 2% of the U.S. dollar amount of transactions converted from a foreign currency
  • Penalty fees:
    • Late payment fee: $35
    • Overlimit fee: $35
    • Returned payment fee: $35
    • Rates:
      • Prime + 8.65% APR on purchases3
      • Prime + 14.65% APR on cash advances3
    • For additional fees, please see our BusinessCard Credit Card Agreement
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Apply for a Cadence Bank credit card  

Visit your local Cadence branch to apply for a business credit card. 

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Sign up for credit card rewards 

Personal credit cards to consider

Gold Card

With our Gold Mastercard® Credit Card, you’ll receive the worldwide purchasing power, security and savings you expect from Mastercard®. 

Platinum Card

Our Platinum Mastercard® Credit Card gives you financial power, with low interest and perks that come in handy when the unexpected occurs.

Secured Card

Establish and strengthen your credit with a Cadence Secured Credit Card. 

Student Card

Our Mastercard Student credit card helps you manage your account while giving you the spending power you need. 
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Learn

Find answers, watch videos and plan ahead with online tools.

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Stop by your nearest Cadence branch to open an account and more.

Get help

Connect with one of our teammates for one-on-one assistance.

1Approval subject to standard credit card lending policies.

2Certain conditions apply. 

3Purchase rate will not exceed 21.00% APR.

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