Personal loans are useful for many situations, from allowing you to consolidate debt to helping you pay for a significant unexpected expense. They can help you cover large, unplanned expenses, such as medical bills or funeral costs, but they can also help you pay for major expenses you know are coming, such as buying a new vehicle or paying for a wedding. Below are just a few of the reasons you might want to apply for a personal loan:

• Consolidating debt

• Purchasing a vehicle

• Remodeling a home

• Paying for a wedding or vacation

• Covering unexpected or emergency costs

Before you fill out a loan application, it’s important to understand what options might be available to you, how personal loans work and how to pay them back. In this eBook, we’ll help answer your questions about personal loans so that you can make a well-informed decision when applying for a loan.

When you’re ready to take the next step, we’re here to help you navigate the way forward.

This eBook is provided as a free service to you and is for general informational purposes only. Cadence Bank makes no representations or warranties as to the accuracy, completeness or timeliness of the content in the eBook. The eBook is not intended to provide legal, accounting or tax advice and should not be relied upon for such purposes. Cadence Bank does not provide legal, accounting or tax advice to any client who receives trust services from Cadence Bank.