Small business owners face a variety of financial challenges, such as paying operating expenses, securing credit, purchasing equipment and managing seasonal inventory changes. For many, accessing credit is key to alleviating these challenges. It allows business owners to improve cash flow and can open up significant growth opportunities.

Small business loans, small business lines of credit and business credit cards are three primary types of credit available to small businesses. This eBook discusses when each is most appropriate—so you can choose the best lending options for your business’s needs.

• What are common uses of a business line of credit vs. loan?
• How does a small business line of credit work?
• What kind of collateral might be necessary?
• What are the advantages of a business credit card vs line of credit?

Maneuvering your credit options as a small business owner can be tricky. Download our eBook to find the answers to your small business lending questions.

This eBook is provided as a free service to you and is for general informational purposes only. Cadence Bank makes no representations or warranties as to the accuracy, completeness or timeliness of the content in the eBook. The eBook is not intended to provide legal, accounting or tax advice and should not be relied upon for such purposes. Cadence Bank does not provide legal, accounting or tax advice to any client who receives trust services from Cadence Bank.