Buying a new home is an exciting time. This eBook details the steps to getting a mortgage, including:

• Obtaining a free copy of your credit report and fixing any errors
• Paying down debt and optimizing your personal debt-to-income ratio
• Determining a down payment amount
• Gathering documentation for a loan application
• Choosing a mortgage lender
• Identifying which type of mortgage is right for you

Buying a home is a thrilling time in your life, and we're here to help make it a great experience. Download our "Homebuyer’s Guide” to learn how to apply for a mortgage as a seasoned or first-time homebuyer.

If you're ready to speak with a Cadence Bank home loan expert, contact us today. Our team is happy to walk you through the process of getting a mortgage and is ready to answer any questions you may have along the way.

This eBook is provided as a free service to you and is for general informational purposes only. Cadence Bank makes no representations or warranties as to the accuracy, completeness or timeliness of the content in the eBook. The eBook is not intended to provide legal, accounting or tax advice and should not be relied upon for such purposes. Cadence Bank does not provide legal, accounting or tax advice to any client who receives trust services from Cadence Bank.